Sunday, January 31, 2010

What Shows up on a Criminal Background Check

See what is on your criminal background check report

A number of people want to know what shows up on a criminal background check and to be sure that information is important. Many employers and businesses that extend credit want to know what is in the criminal background of credit or employment applicants.

Why Should I Look at Example Background Checks?


Whether you are ready for the reality or not, the only way you are going to find out what shows up on a criminal background check for you is to buy a copy of your own background check. Honestly - do you really care what is on someone else's criminal background check (you would care if you are in business or hiring someone) - but what about if you are looking for a job. Wouldn't you want to know what strikes might be lurking out there against you? I know I would.

How Deep a Background Check Will Someone Do?


There are a couple of sources online which businesses use to investigate people. What services they use and what information they seek varies with the level of sensitivity of the relationship to the background check target. A new vendor with a long business history and good reputation would naturally be less subject to a deep penetrating credit background check than a out of town job applicant. It stands to reason, no? In the case of someone already known to have a good reputation, it is likely information will be collected and confirmed but little or no action taken on it. In the case of an unknown out of towner looking for a new job, that applicant can expect to be scrutinized: the higher the position in the organization, the higher the level of scrutiny.

Examples of Typical Background Checks - Cursory Public Records Search


Here's what might show up on a criminal background check, depending again on whether this is a cursory search (less accurate but extremely cheap) or highly accurate (used for the purposes of determining credit and or extending job offers).
First let's look at a cursory check. This is a less accurate review of information, but sadly this information is available to ANYONE who wants to know - cheap. Spend $30 for a 3 yr membership and then buy a month of unlimited access for $20 and go to town - view as many of these records as you want for a full month. It behooves anyone to know what is on their own report and be prepared to challenge any misinformation on it, or explain any hiccups that are legitimate.

Examples of Typical Criminal Background Checks - FCRA Search


The previous example was that of a public records check, which honestly is not considered accurate enough to ensure fair treatment with regard particularly to criminal records and credit history. Many court records can be annulled or otherwise expunged from the public record - particularly with regard to records which might prejudice a job or credit applicant. It is for this reason that more expensive databases (that swim through the legal files in order to clean up errors and annulled record) exist to provide fair and non-prejudicial records for credit review. Here is an example of what those records might look like (report is multiple pages).

Examples of Typical Criminal and Credit Background Checks - Credit and Eviction Records Search

The last bit of information you're likely to see on a FCRA compliant credit and criminal background check report is the credit history. Namely what you are likely to find on here is the civil court case records (if any) related to the applicant. Any time a landlord is required to evict a tenant there is a legal process involved which ultimately results in a record created. Here you will also find SSN verification and other details related to prior legal issues for the applicant.

A Word to the Wise - If You Want to Know What Shows up on a Criminal Background Check - Do One on Yourself!

Why wouldn't you want to know what sort of records your own behavior has created over the years? People are human, and there is sure to be something on your record which you would prefer was not there - so find out what is on your record and do something about it. If it can be annulled - do that. It'll cost a few bucks but it is worth it. Otherwise be familiar with what is on your report and consult an attorney or an unemployment agent to help you determine how to minimize the damage from your record. Being prepared is a sign of a desireable employee, even if the past record has some spots on it.

See what is on your criminal background check report

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